1 You can consume with the Sunshine Card before deposit!

China Everbright Bank newly introduces the Sunshine Card, consuming through password, safe and reliable. The Sunshine Card covers two currencies, commonly used all over the world; You can consume outside China and repay with RMB; It's easy to apply for, free of security and deposit, so that you can enjoy the fashionable life brought to you by credit consumption!

2 Specialized enjoy

2.1 Safe and reliable consumption through password

The Sunshine Card specially has the function of consuming through password, which is safer and more reliable for you.

2.2 Magnificent rewarding to the clients

The Sunshine Card specially prepares various incentive plans; coupled with diverse incentive modes, any of your expenses may be rewarding, which further enriches your life. The detailed terms will be publicized, please pay attention to it.

2.3 Easy access to repayment holidays

It initially creates 50+10 days of interest-free period, which offers you a light-hearted repayment holiday. The card holder may apply for repayment holidays twice a year, having access to extra long interest-free period.

3 International access

3.1 The Sunshine Card covers two currencies, commonly used all over the world;

The Sunshine Card is a credit card with two currencies. The holder can consume with the card at the engaged merchants that accept the VISA business in more than 240 countries and regions, and draw the local currency from more than 840,000 ATMs with VISA mark throughout the world.

3.2 Consuming with the card outside China and making the settlement in RMB

The Sunshine Card can be settled with RMB in Hong Kong, Macao, Singapore, Korea and Tailand. Any transaction with the Sunshine Card at the business centre with CUP mark or ATM can be settled or repaid in RMB.

For the transaction of foreign exchange, CEB will make the settlement according to the exchange rate of the current date.

If you draw money from ATM with CUP mark outside China, you are required to pay 1% of the transaction amount by RMB as the service charge, with the minimum amount of RMB 15.

3.3 You can consume with foreign currency outside China and repay with RMB inside;

When you consume in foreign currency with the Sunshine Card outside China, you may apply for the repayment by purchasing foreign currency over the telephone or repay directly by USD, which will relieve you from the embarrassment of inadequate foreign currency and exchange of foreign currency.

3.4 Easy cash drawing both at home and abroad

You can not only draw RMB cash from the counter and ATM of CEB or the ATM of any other bank with the CUP mark, but also draw local currency from the ATM with VISA mark or bank counter outside China.

3.5 Multiple repayment methods

The Sunshine Card offer you multiple repayment methods for choice: Outlet counter, ATM, CRS, multi-media self-service inquiry computer, automatic transfer with the Sunshine Card, inter-bank transfer/remittance, repayment through online banking, repayment by purchasing foreign currency on the phone. All these relieve you of worries about using the card.

4 Credit value

4.1 Consume first and repay later

The Sunshine Card complies with the international standard, with which you can consume within the credit limit without prior deposit, thus your credit value is fully shown.

4.2 Interest-free repayment period

The interest-free repayment period of the Sunshine Card is 50 days at maximum. You can have access to interest-free repayment fro your consumption provided that you repay the payable amount of the current period by the due date.

4.3 Exemption from guarantor and deposit

It is easy and quick to apply for the Sunshine Card with exemption from any guarantor and deposit.

4.4 Credit line can be raised temporarily.

When you need a higher credit line, you may apply for raise the credit line temporarily, so that you can practically experience the convenience of consumption with credit card. Services are timely.

4.5 Zero risk for reporting the loss and 24-hour customer service hotline

The 24-hour customer service hotline is 95595, which provides you with comprehensive and quick services at any time and place.