Established in August of 1992, China Everbright Bank (CEB) completed joint-stock reform in January 1997, thus becoming the first nation-wide joint-stock commercial bank with State Government as controlling shareholder and equity investment from international financial institutions. In the past 11 years or so, China Everbright Bank has consistently made innovation and progress, closely related its own development with macro economic growth, and has achieved remarkable business performances while providing quality financial services for the whole society. Meanwhile, the Bank has gradually established a series of competitiveness in diversified shareholding structure adapted to modern commercial banking operation, ever improving corporate governance and operating mechanism, relatively advanced technological support systems, a high-quality faculty team, rationally-distributed network layout, and extensive cooperation with other financial institutions. As at the end of 2003, China Everbright Bank had established over 370 banking offices in 36 major cities throughout 23 provinces, autonomous regions and city provinces throughout the country, and has become a nation-wide joint-stock commercial bank with considerable influence on the economic and social development of China.