Personal Saving Deposits

Personal Individual Saving Deposits mainly include the following three categories: RMB Deposits, Foreign Currency Deposits and Evidence Treasury Bond.

RMB Deposits

The RMB Ccurrent deposit isfor RMB, a kind of savingsdeposit without any fixed term. You can deposit or withdraw at any time you’d like and there is no ceiling for the amount is not limitedyou deposit or withdraw. CEB is now able to provide the intra-city deposit and withdrawal service in 36 domestic major cities of China, which means that if a CEB has realized the local deposit and withdrawal service for RMB current deposit in 36 cities of China, whereby the client who who opens a current account at any outlet of CEB may can deposit and withdraw the money at any otheranother outlet in the same city within theat any of the business hours.

Products

Feature

Deposit term

Deposit Pattern

Current deposit

Flexible in deposit and withdrawal, strong adaptability, national deposit and withdraw and domestic remittance acceptable.

Without limitation

An initial deposit of RMB 1

Lump-sum deposit & withdrawal

a long deposit term and high interest rate and stability, subject to the local deposit and withdrawal service, allowable for early withdrawal in part or in whole.

3 months, half a year, 1 year, 2 years, 3 years or 5 years

An initial deposit of RMB 50

Small savings for lump-sum withdrawal

Featured by the planning, restriction and accumulation functions, subject to the local deposit and withdrawal service, no early withdrawal in part.

1 year, 3 years or 5 years

An initial deposit of RMB 5; a fixed amount of deposit is agreed at the time of account opening, and the money is deposited by month. If there is any omission of deposit within the agreed period, it shall be made up in the following month. Failure to make up the amount agreed is deemed default.

Interest Withdrawal on principal deposited

lump-sum deposit, interest payment by installment, repayment of principal when due , subject to the local deposit and withdrawal service.

1 year, 3 years or 5 years

An initial deposit of RMB 5000

Education deposits

Flexible deposit term, controlled total amount, preferential interest rate and tax-free interest, subject to the local deposit and withdrawal service, no early withdrawal in part.

1 year, 3 years or 6 years

An initial deposit of RMB 50, with the maximum limit of total principal of RMB 20,000

Courtesy Certificate of Deposits

Originally designed and exquisitely facture, subject to the local deposit and withdrawal service, allowable for early withdrawal in part or in whole.

Adopting Lump-sum deposit & withdrawal

Adopting Lump deposit & withdrawal

Fixed deposit account passbook

Concentrating multiple forms of foreign currency deposits such as lump-sum deposit & withdrawal, large-denomination time deposits and Cconsolidated Time & Savings into a single account book, re-depositing automatically when the term is due so as to guarantee the interest revenue, and usable repeatedly without further account opening, subject to the local deposit and withdrawal service.

Adopting the corresponding saving categories

Adopting the corresponding saving categories